Choo Choo!

Many of us Boomers grew up with a toy train set at home. I had to laugh when I recently sold a home for a couple hilarious senior citizens and discovered the entire basement housed a miniature train set and scenery that he built over the years with fake mountains, a town with a gas station, bank, etc. He found a guy in Denver who came over and bought/trucked the entire thing back to his home before we sold the house.

Utah is famous for a big part of train history in the U.S. In 1869 the rails from the West Coast were connected to the rails of the East Coast at Promontory Summit in what was then called Utah Territory. On May 10th of that year a 17.6-karat golden spike was driven in as the last piece of completion that changed transportation history forever here.

Now a new luxury scenic train called the Canyon Spirit is going to be expanding its route next April to offer a three-day, daytime journey between Denver and Salt Lake City with an overnight stay in Moab and Glenwood Springs, Colorado. This new route will feature a train with custom-designed glass domed coaches so you can see the fabulous Utah and Colorado vistas and offer gourmet dining options and alcoholic drinks while you ride. It’s a ‘daylight’ service that stops each night at a hotel destination rather than have sleeper cars.  The train will slow down for a particularly scenic locations for photos. Basically, this is a unique way to see the sights, but not a fast way to travel and tourists will love it. They will allow a small number of children on the train each season, but they must be old enough to sit in their own seat as the coaches are not equipped for car seats or lap-held infants. Service animals are allowed but must be applied for to ride 60 days in advance of traveling.

This new Canyon Spirit is a morph of what was known as the Rocky Mountaineer that offered a similar route and means of travel in 2021 and will have their last ‘Rockies to the Red Rocks’ tour this week before the new service takes over next spring. But the Rocky Mountaineer has scenic train offerings in Vancouver Jasper, Kamloops, Lake Louise and Banff as well as Vancouver, Whistler and Quesnel.

This scenic tour isn’t cheap-somewhere between $2,100-$2,500 per person. Don’t panic though, as you can also take Amtrak’s California Zephyr that travels between Salt Lake City and Denver. That journey takes 15 hours and costs between $55-$190 for a one way coach seat. The further in advance you book, the cheaper the ticket. The train leaves Salt Lake City once a day and doesn’t take the same scenic route as the Canyon Spirit or have the glass domed cars but still offers scenic vistas of the West.  It originates in either Chicago or San Francisco.

The Millenial’s

The demographic for City Weekly readers is Millennials. Interesting stuff coming from rentcafe.com about the typical Millennial. Using a fictional male named ‘Matt’ who’s 35 years old, he graduated from college with a master’s degree in business, is tech-savvy and is optimistic about the future of AI and tech. He owns his home where he lives with his partner and their dog and is a caregiver for his parents. He spends time on YouTube watching videos and learning; loves to shop online from brands he knows and is generally optimistic about the future. Nationally 52.4% of the total Millennial population owns their home but locally that may not be the case.  And, about 43% of the group still has student loans, more than any other generation, with an average of $42,600 per person.

Salt Lake City has a strong Millennial population with about 25.4% of the metro population, and 40% of the city’s total population is between 20 and 39 years old. This is because we still have a growing economy, especially in the tech industry, which heavily recruits the age group.  Another recent study by commercialcafe.com reported that the median yearly income for Millennial households was approximately $115,000, which is much higher than other large cities along the Wasatch Front. Yet the reality is that the high cost of housing here is keeping more Millennials away from home ownership, marrying and having children.

The average cost of a home in the capitol city was somewhere between $559,700 to $572,000 depending on the source this July. If you make $115,000 and have 5% down, you probably can’t afford a home price of more than $345,000 at current mortgage rates.  Given that statistic, a Millennial could possibly by a condo in the City but not a home without a huge down payment or going in with a partner to buy the average priced property. Hint: use ‘The Rule of Three’ to figure out what you could afford by dividing your gross income by three, then divide that number by 12 (months). That gives you an idea as to how much of a monthly payment you may be able to afford. In this case it would be about $3,200 a month. For those who don’t own, the average rent in the city according to rentcafe.com is now $1,596.

How do you save for a downpayment? 1) set a goal for how much money to save; 2) tighten your budget; 3) save any raises or windfalls; 4) take a second job; 5) work with a local lender to make a plan and see if there’s any local first-time buyer assistance programs. And it’s a fact that everybody loves house porn-looking on the web at homes. Suggestion? Use utahrealestate.com and nothing else. Why? Because that is the website where all properties for sale by a REALTOR are loaded-it’s where the data starts. Other websites grab the data and manipulate it with their algorithms, which often are wrong when doing calculations of payments and home values.

 

HOA’s Updating

I lived in a condo downtown for 20 years. I loved the ‘lock and leave’ lifestyle-I could go out of town and not worry about watering a lawn, snow removal. The building didn’t have amenities like a swimming pool, gym or movie room and the HOA fees were very reasonable. When you opt to live in a condo there will always be a monthly fee that the homeowners decide upon each year that are then usually implemented by an HOA manager. The fee will include insurance on the building (but not your personal items), a contribution to a ‘reserve’ account that could later pay for building repairs, water and sewer bills, and some buildings will include basic cable fees each month. Older buildings may have a central HVAC system and the cost to run that could also be included. Condo projects with tons of amenities will have much higher monthly fees because it costs a lot to insure a swimming pool/hot tub, tennis or pickleball courts, club rooms, etc.

That building that I lived in recently had a major plumbing issue on the floor below me that did a ton of damage in the building. Once the trouble was discovered and repair bids were had, every owner of a unit in the building was assessed a portion of the total repairs. Friends that live in one of the smaller units (about the size of large hotel room) has a $25,000 assessment fee which can be paid now or financed with payments. Larger units could face three to five times that assessment, and it can’t be passed on to a future owner/buyer. In places like Florida, which is being devastated by foreclosures of condos by Canadians not wanting to visit the U.S. anymore and by owners facing insane condo fees riddled by insurance fees that have gone up by the tens of thousands on buildings in hurricane areas.

In Utah, our legislature recognized that not everyone is happy with their HOA, and in this past session, House Bill 217 was introduced and passed, then became law in May. The bill, titled the “Home Association Amendments”, created the Office of the Homeowner’s Association Ombudsman and established new regulations for HOAs in the state which included a limit on monthly fees, requirements for board member training and a new complaint process. In addition. There are new rules as to how HOA’s can spend reinvestment fees, and controls the transfer fee which is charged by most HOA’s now when a new owner buys in a condo building. Also, the bill authorized the Department of Commerce to set and require annual registration for HOA’s, and requires them to keep 3 years of minutes. The person who will become the ombudsman has not been appointed yet, but this is a great step for condo owners and their rights and gives a source to hear complaints outside of the buildings’ HOA board.

 

Hey Powderheads!

As the fall colors start to turn, many powderheads start pacing back and forth, looking longingly at the top of our Rocky Mountains for that first dusting of Utah snow. The Old Farmer’s Almanac predicts near to below-average snowfall for Utah during the 2025-2026 winter season, with warmer-than-normal temperatures overall. La Nina may influence our snowpack as it brings wet and cold to some areas and often, drier winters in Utah. This could mean a slow start for skiers, but Brian Head is hoping to open its slopes as early as November 7th, with Solitude planning for Nov. 14th, Park City Mountain and Alta hoping for Nov. 21st in time for Thanksgiving crowds.

We have 15 ski resorts in the state but this winter an oldie but goodie will reopen, making it a sweet sixteen for our state. Originally operating from 1967-1980, the Snowland Ski and Sledding area in Fairview Canyon is being revived as a small but cozy family-friendly ski area in Sanpete County. What’s unique about this news is the resort is backed by the nonprofit Snowland Foundation and supported by the Utah Office of Outdoor Recreation to bring safe, accessible skiing back to Central Utah.

I know Fairview Canyon well, as I graduated from Wasatch Academy in Mt. Pleasant, just a few miles south. I had never skied before in my life and through a school program I had wooden skis and tied ski boots slapped on me and told to “Grab onto the rope tow and go up the hill!”. And once I got to the top of the bunny hill I was instructed to “Spread your legs as far apart as you can!”. And that was all the instruction I got, and I was a complete failure at it. A few years later at Westminster College (now University) I learned better skills through a college course at Brighton and had a ton of fun until my childhood handicap came back and couldn’t ski anymore. Funny, but our Governor Cox grew up in Fairview, and he not only skied at Snowland but taught his kids to ski there as well. Snow College will be partnering with the resort to offer lessons to students this year. No chairlifts are planned now or in the future.

The rope tow lifts (two of them) will serve the reopened trails this first season and the good news is that lift tickets are going to be around $20 for day passes and $100 for a season pass. Snowland is backed by $1 million in state recreation grants and $200,000+ in donations, with ongoing fundraising for future development into facilities and improvements. This keeps the focus on local benefit and long-term sustainability in the community. And if you’re familiar with the area, the cabin constructed by Jerry Nelson who created the little ski area is being revamped to serve as a small ski hub offering refreshments, concessions, and a restroom. And hey, if you don’t ski, there’s plenty of sledding options, too.

Museum of Utah

Thinking of NOT traveling outside of the state this summer for a vaycay? Rather stick around for a staycay and maybe explore what we have here in the state to see? Utah has over 260 museums covering a wide range of topics, from art to culture, history to science. There’s a ski museum in Park City, a science museum in Provo, the mining visitor center at Rio Tinto open-pit mine, the classic car museum in Ogden and a ton of historic buildings around the state that have become museums like the Camp Floyd Stagecoach Inn located in Fairfield, the Chieftain in Sataquin and big and small museums throughout the state. The Daughters of the Utah Pioneers have over 80 satellite museums within our borders-all of which are free to visit. The largest museum and most visited is next to Red Butte Garden-the Natural History Museum, with over 163,000 sq. feet of exhibits of archaeology, botany, and paleontology.

If you drive up to the state capitol building in Salt Lake, you can currently visit the main Daughters of the Utah Pioneer museum just west of the state building and inside the capital there are many exhibits that are also free to visit. The biggest news in museums though is the upcoming ‘Museum of Utah’ which will officially become the first state history museum, celebrating our unique history, culture, and art through world class exhibits. It is currently being built directly behind the main building and will share the space with Utah legislators when completed in 2026. Most people driving by the construction at the back of the capitol building think the new addition is just for our legislature, but no, it will be shared with the museum.

The new museum with have four permanent galleries: Becoming Utah which will explore the people who have always been here, and our unique history of statehood; Inspiring Utah will highlight out state’s distinctive achievements, attractions and innovations; Connecting Utah illustrates Utah’s sense of community, character and thriving culture and Building Utah which honors the works of Utahns in its many forms-from agriculture and mining to homemaking and railroad building. All of this is being brought to the world by the Utah Historical Society, which has a massive collection of precious and unique objects and artwork from our past that will rotate through the museum over future years and can be stored there as well.

Unique artifacts the UHS owns include the Shipler Collection of photographs-considered the best and most significant photographic collection in the state, the Ellis Shipp anatomical chart which belonged to one of Utah’s first female doctors, the Carbon County Cookbook from the 1920’s, Sanborn Maps and City Directories, rare Utah films documenting things like river rafting, skiing ad parades, and digitized copies of most of the state’s various newspapers, and artifacts of textiles, housewares, farming, mining and the military.

The new museum opens in the spring of next year and will be free to the public.

 

Price Gouging

Summertime is baseball time! My dad and later stepmom were sports nuts and always had a radio or TV on listening to some game or post-game talk show, and my brothers were into football, wrestling, and basketball in school.  My nephew went to play in the little league world series. I was happy during college to discover at the time, the Salt Lake Angels (formerly the Salt Lake Bees), which later became the Salt Lake Gulls playing minor league baseball here. The Angels won the PCL title in 1971 and then the Gulls won the last PCL title when they played Hawaii here in 1979. Sadly, the Gulls struggled financially and after 1984 the team was sold and moved to Calgary, Canada but then Joe Buzas moved the Portland Beavers franchise here and named the team ‘the Buzz’. In the mid 2000’s Larry H. Miller bought what had become the Salt Lake Stingers and then changed the name back to the Bees.

Minor league baseball offers major league teams the opportunity to develop young players to hone their skills and prepare for the big leagues. I remember when Mike Trout played for the Bees, the Triple-A affiliate of the L.A. Angels back in 2012. It was only 20 games before he got called up and once there became the first player in MLB history to hit 30 home runs, steal 45 bases and score 125 runs in one season. When Trout was called up to play with the Angels in 2019 he was offered a ten year contract which at the time made him the highest paid athlete in the country at $426.5 million.

That’s the fun of minor league baseball-you never know who’s going to be sent up or sent back from the big leagues from the minors. Seats are usually cheap and families can opt to bring a blanket and sit on the grass making it an extremely affordable activity, not to mention exciting when a home run ball lands at your feet!  We’d go to the stadium on Monday night games sponsored by Smith’s grocery stores for the $5 ticket and hot dog and have great seats. During holidays like the 4th and 24th there would be fireworks after the show and seats would be @$30. But whoaaaa Nellie, have you been to the new stadium ticketing website for the Bees at Daybreak? Those same seats are now $180 each!

Despite PR efforts by the Bee’s, friends who live at Daybreak say the stadium isn’t full at all during regular games. We’ll be boycotting the Bees stadium this summer (and possibly forever) and hopping on Frontrunner to spend $15 to see the Ogden Raptors at Linquist Field by the train station to play the Missoula PaddleHeads, Great Falls Chukars, Boise Hawks, Grand Junction Jackalopes or Billings Mustangs in the Pioneer League.

Con Artists

Scammers and fraudsters are just a common fact of life these days. From credit card hackers to criminals who pretend to be family members, cops or IRS representatives, it seems everyone has been or is a potential victim of something nefarious crime. One of the most costly crimes can be what is known as title fraud or deed theft and we’re on high alert in the real estate industry. Almost weekly I get notices from the Washington County, Park City or Salt Lake Boards of REALTORS about someone pretending to be someone else to sell a property they don’t own. So how does this set up?

The crooks look up public records of owners of land or homes in the county. They may or may not drive by to see what it looks like but simply pretend to be the owner and call a licensed real estate agent to say something like, “I own this piece of land and need to sell it fast-I’ll sell it now for half of what it’s worth because I’m in a time crunch-can you help?” They go further by forging documents showing ownership or transfer of ownership with their name on it and forge driver’s licenses or other ID’s, so if you’re dealing with someone via text, Facetime or Zoom you don’t necessarily see the real documents when they photograph or hold up to the camera proof of their ID and ownership. The goal is that they can sell the property they don’t own fast, get the cash and not get caught before the whole thing unravels. If your property deed gets illegally transferred it could be hell getting your property back without the thief encdumbering your property with loans and liens you never were a part of as the true owner.

You may get phone calls or mail from companies wanting to sell you ‘deed insurance’. Forget that! You can sign up FREE for ‘Property Watch’ through the Tax Assessors office  that will enable you to keep track of recorded changes to your property with free alerts you can get by text or email. This allows you upon notification to take immediate action in making sure that bogus effort to own or encumber your property with a fake lien can be investigated and hopefully cleared. I’ve heard stories from escrow officers around the state of X-wives and husbands, estranged family members or even neighbors who attempt to gain what isn’t their right to own via fraud,  and some do succeed for awhile until the police and or courts get involved-which can take time and cost money. It’s standard at the close of escrow to sign a notice that wire fraud is rampant and that if a buyer or seller is asked during the transaction to transfer funds BUT to change the wire /routing number to call to verify with the title company that change or you may lose all your money in an instant, forever. Ugh.

Heat Wave

Naaa, there’s no global warming-right? Bah! Our planet is warming and from all predictions this is going to be a summer of record breaking heat in the state. Make yourself a checklist to prepare for summer:

-Reduce your air conditioning costs by keeping curtains/blinds closed in the day, seal around windows with weather stripping where there are gaps, and replace furnace filters.

-Work on putting in eco-friendly landscaping with drought resistant plants and native plants that don’t use much water to keep your bill down. Lawns here generally need water 2-3 times a week in summer and it’s best to water deeply and less frequently rather than shallow and often. About 1” per watering session, and don’t water between 1-4 pm.

-Use a smart thermostat to automate your cooling inside. Try to keep AC at 78-80 degrees when you aren’t home.

– Before we all feel like we’re melting, schedule a tune-up to keep your AC running all summer to avoid breakdowns and lowering bills. One of the most common calls to AC contractors goes like this: “My AC stopped working and there is ice all over my furnace!”  That ice is there because you neglected to regularly change your furnace filter! It’s cheap to do the replacement and will save you money on an emergency call to get your furnace back up and running.

Salt Lake City has a lawn watering guide at slc.gov/utilities/conservation that suggests  you water lawns ½” per interval and during the summer once every 3-4 days but we all may need to water less or more depending on if Mother Nature is giving us more or less rain.  Trees need water and to properly hydrate them it’s best to focus on slow, deep watering at the base of your tree(s). New trees need more frequent watering and put mulch around the base will help retain soil moisture. You can dig down with a trowel a few inches to see if the ground is dry (time to water!) and avoid midday watering for any outside plants to avoid evaporation/waste of water.

I heard a piece on NPR recently that trees in drought actually make a ‘crying out’ noise that’s not heard by human ears and that when trees face drought the water tension in the tubes that transport water increases. This can cause air bubbles to form, break, and collapse in a process called cavitation. The breaking of water columns within the xylem (tissue) generates vibrations that can be detected as sounds.

According to utah.gov, severe drought covers 45% of the state, with 3% in extreme drought. About 75% of all our water goes towards agricultural water use and yet we have extremely cheap water bills (average is $38 a month for the average household). We definitely need more water for so many reasons and let’s hope our plants, grasses and trees survive the predicted heat wave across the state this summer!

Licensing Us

Sometime this summer I got pulled over by Utah Highway Patrol on I-80. I wasn’t speeding and frankly, I don’t know why he pulled me over. I have a ‘fast lane’ pass and when he flipped on his lights, I was in that far left lane and so I pulled over to the extreme far left lane. The officer was mad as hell for reasons I never determined. First, he gruffly barked that I pulled into in the wrong emergency lane, and that I should have pulled to the far right lane once he turned on his lights. He said, “This lane is only for us and emergency vehicles”.  Given it was close to rush house, pulling far to the right would have taken a few miles to get over there safely. I also have a handicapped license plate and a hybrid vehicle. Basically, he had nothing to ticket me for and ordered me back into traffic, but informed me that I didn’t have a license plate on the front of my vehicle. Guess what? We’re no longer required to have a plate on the front of our vehicles, and I’m not aware of any new car that has a special place for plates anymore. The legislature killed that requirement last year!

There are a few other changes the DMV passed in 2024 to provide more efficient service that will hopefully lead to less trips in person to the DMV. First, instead of two decals for our plates, there will just be one that we will be required to place on the upper right hand corner of our license plates. Commercial vehicles can ask for two plates if they feel the need for them.  Second, the license plates will no longer have raised numbers and alphabet letters and will be flat. Supposedly the plates will look better and save production costs. Third, plates will now be mailed to us when we change them or update them. This last feature is what the DMV believes will save us all trips to their locations around the state to pick up plates.

Currently we have four standard issue plate designs as well as personalized plates, the old school black and white plates with no designs, special ‘group’ plates for folks who support certain non-profits (Boys and Girls clubs, Huntsman Cancer Institute, Farm vehicles, the Masons, Vets, Best Friends Animal Sanctuary, and many more), colleges here in the state, and disabled plates. Some monies from the sales of different plates goes to the non-profits they feature.  If you’re just moving to the state or getting your first vehicle in Utah, fees are pretty cheap. The standard is $7.50, personal plates are $16, group plates $21 and the new ‘blackout license plates’ are $25 with an annual fee of $25. Part of the sale of the blackout plates goes to the Utah State Historical Society.

Bad Landlords

I’m not sure if Trump intends to keep the U.S. Department of Justice as part of our government, but after going through rigorous investigations as to his practices in and out of office he certainly wants to punish many affiliated with the DOJ. Two weeks ago, Special Counsel Jack Smith who investigated Trump said that basically if Trump hadn’t been elected in 2024 he would have been found guilty of trying to influence the outcome of the 2020 presidential election. The DOJ enforces federal laws, works to prevent crime and terrorism, promotes national security, and protects consumers by ensuring healthy business competition. And you should know the latest bombshell to come out of the DOJ (in cooperation with several state co-plaintiffs-attorney’s general from California, Colorado, Connecticut, Illinois, Massachusetts, Minnesota, North Carolina, Oregon, Tennessee and Washington) is a case against several of the largest corporate landlords in the country, accusing them of “participating in algorithmic pricing schemes that harmed renters”.

The complaint alleges the landlords — Greystar Real Estate Partners; Blackstone’s LivCor; Camden Property Trust; Cushman & Wakefield Inc and Pinnacle Property Management Services; Willow Bridge Property Company; RealPage; Apartment Landlords;  and Cortland Management — participated in an unlawful scheme to decrease competition among landlords in apartment pricing, harming millions of American renters. Together, these landlords operate more than 1.3 million units in 43 states and the District of Columbia. At the same time, the Justice Department filed a proposed consent decree with landlord Cortland that requires it to cooperate with the government, stop using its competitors’ sensitive data to set rents and stop using the same algorithm as its competitors without a corporate monitor.

The complaint alleges major corporate landlords actively participated in a scheme to set their rents HIGH using each other’s competitively sensitive information through common pricing algorithms, including working with competitors about rents, occupancy and other sensitive topics and future pricing plans that included planned price increases through “call arounds” which they nicknamed “market surveys”.  For instance, landlords discussed via user groups how to modify the software’s pricing methodology, as well as their own pricing strategies. In one example, executives from two companies worked with another as to their plans for renewal increases, concessions and acceptance rates of rent recommendations

Sharing information with competitors to increase pricing is a big no-no and can be considered ‘price fixing’. You simply can’t use competitors’ data to run your price models.  Soliciting, disclosing or using any competitively sensitive information with any other property manager as part of setting rental prices or generating rental pricing recommendations only hurts renters and helps landlords/owners/investors. As an example, Cortland manages over 80,000 rental units in 13 states. Imagine the impact just that one company has on renters and rent rates! Many of these firms under investigation operate apartment buildings in Utah, from Salt Lake City, Ogden-Clearfield, Provo-Orem and St. George to Park City at the Canyons Village.